Workers’ compensation benefits are a type of insurance intended to accommodate employees who need medical attention as a result of work-related injuries. Employers are required by law to provide workers’ compensation insurance coverage to their employees in the event they sustain serious injuries related to occupational exposures. These policies usually include provisions for accidental injury, but many people are curious about other types of damage, such as illness or disease.
Read on to learn more about how illnesses are treated in standard work injury compensation policies and who to trust for accurate advice on your potential claim.
Workers’ Compensation for Sickness and Disorders
When an employee accepts workers’ compensation, they are forfeiting the right to sue their employer for negligence. This is because compensation is awarded to cover medical expenses, hospital bills, prolonged physical therapy, lost wages, economic losses, damages, and more. This allows victims to pay the recovery. In most cases, work injury compensation is provided to victims of physical injuries, but it must also be provided to employees suffering from work-related illnesses, long-term conditions, and psychological disorders.
Stress-related conditions, such as heart disorders, digestive problems, and psychological problems, are also typically covered by most workers’ compensation insurance. And long-term illnesses, such as those caused by working with toxic substances, hearing loss, repetitive motion injuries, and vision problems, may also be covered by workers’ compensation insurance. To be eligible for work injury compensation coverage for the above conditions, an illness must have been caused and occurred during a person’s time of employment.
Learn About Your Potential Workers’ Compensation Claim
Although an illness or disorder cannot be attributed to an isolated accident or event at work, it does not mean that it is not a valid workplace injury claim. Talk to a licensed and experienced personal injury attorney about your rights as a victim of long-term illness or conditions related to your work responsibilities and environment.
They can provide you with accurate information about the unique circumstances and details of your claim, and build a strong and impactful case to recover the fair compensation you deserve. It is important to retain an attorney who can comprehensively represent you and your case in an attempt to recover compensation for your damages, such as lost wages, medical bills, hospital bills, extended therapy, and more. Just make sure you start as soon as possible to avoid exceeding your state’s statute of limitations to file such claims.
